Commercial & Investment Real Estate Specialists
428 Fort Saratoga
St Charles, MO, 63303
$750,000
3 Beds
3 Baths
2,863 SqFt
0.67 Acres
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MLS #MIS26052562 image #0
Open House Aug 23, 2026
12:00 – 02:00
Open Sun, 8/23, 12-2pm. Spectacular atrium ranch situated on a professionally landscaped .67-acre lot in the sought-after Estates at Heritage Trails! Boasting 3 bedrooms, 2.5 bathrooms, and 2,863 square feet of living space, this beautifully maintained home offers an exceptional combination of quality, comfort, and thoughtful updates.

Upon entering, you will notice the inviting atrium-style design, creating an open and spacious feel throughout the main level. The entry foyer is flanked by the formal dining room, and flows into the dramatic great room featuring a gas fireplace, vaulted ceilings, and abundant natural light. The Kitchen has been thoughtfully updated, featuring quartz countertops, professionally refinished cabinets, center island, dual ovens, new Bosch dishwasher (2025), walk-in pantry, and an adjoining dining area, which opens to the charming Hearth Room. The spacious Primary Bedroom Suite features an adjoining full bathroom with corian vanity, walk-in shower with custom glass shower doors, and large walk-in closet. Two additional nice-sized bedrooms, a main floor laundry room, and updated full hall bathroom, and half bathroom can also be found on the main floor.

Additional highlights include: newer roof (2020), HVAC (2024), newer Pella double-pane Low-E windows throughout (2020), custom closet/storage systems in pantry, laundry room, two bedrooms; comfort height toilets throughout, updated lighting and ceiling fans, central vacuum system, alarm system, built-in indoor and outdoor speakers, 3-car garage with Clopay Canyon Ridge Carriage House garage doors, premium 5-layer construction insulated seeded-glass windows, extra-quiet garage door openers, battery backup garage door openers (2022). The expansive basement provides tremendous future potential with 10-foot ceilings, egress windows, and a roughed-in bathroom ready for future finishing.

Outdoor living is truly exceptional, featuring a fully fenced backyard with two gates, established botanical-style landscaping, and an enlarged walkout patio with beautiful hand-stamped concrete in a wraparound design – perfect for entertaining. A matching hand-stamped concrete walkway leads from the front of the home to the entry.

With its professionally landscaped grounds, extensive recent improvements, exceptional outdoor living spaces, and desirable atrium-ranch layout, this is a rare opportunity to own a truly special home in Estates at Heritage Trails!

Property Details

Price:
$750,000
MLS #:
MIS26052562
Status:
Active
Beds:
3
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Estates at Heritage Trails
Neighborhood:
411francishowellnorth
Listed Date:
Aug 20, 2026
Finished Sq Ft:
2,863
Lot Size:
29,185 sqft / 0.67 acres (approx)
Year Built:
2004
411 – Francis Howell North411francishowellnorthEstates At Heritage TrailsFrancis Howell R-iiiBecky-david Elem.Barnwell MiddleFrancis Howell North High

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Schools

School District:
Francis Howell R-III
Elementary School:
Becky-David Elem.
Middle School:
Barnwell Middle
High School:
Francis Howell North High

Interior

Above Grade Finished Area
2863
Appliances
Cooktop, Dishwasher, Plumbed For Ice Maker, Double Oven, Refrigerator
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air, Electric
Fireplaces Total
1
Heating
Forced Air, Natural Gas
Interior Features
Central Vacuum, Entrance Foyer, Kitchen Island, Shower, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry
Laundry Features
Laundry Room, Main Level
Levels
One
Main Level Bedrooms
3

Exterior

Architectural Style
Atrium, Ranch, Traditional
Attached Garage YN
1
Construction Materials
Brick Veneer
Fencing
Fenced, Full, Gate
Garage Spaces
3
Lot Features
Landscaped, Level
Parking Features
Additional Parking, Attached, Garage, Garage Door Opener, Garage Faces Front, Off Street
Parking Spots
3
Parking Total
3
Patio And Porch Features
Patio

Financial

Tax Year
2025
Taxes
$6,883

Map

Community

Subdivisions in St Charles

Market Summary

Current real estate data for Single Family in St Charles as of Aug 22, 2026
354
Single Family Listed
77
Avg DOM
199
Avg $ / SqFt
$432,864
Avg List Price

Property Summary

    Located in the Estates at Heritage Trails subdivision, 428 Fort Saratoga St Charles MO is a Single Family for sale in St Charles, MO, 63303. It is listed for $750,000 and features 3 beds, 3 baths, and has approximately 2,863 square feet of living space, and was originally constructed in 2004. The current price per square foot is $262. The average price per square foot for Single Family listings in St Charles is $199. The average listing price for Single Family in St Charles is $432,864. To schedule a showing of MLS#mis26052562 at 428 Fort Saratoga in St Charles, MO, contact your Realty Exchange agent at (314) 647-2220.

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