Commercial & Investment Real Estate Specialists
204 Montecito Terrace
St Charles, MO, 63304
$369,000
3 Beds
2 Baths
1,321 SqFt
0.34 Acres
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MLS #MIS26046162 image #0
Welcome to 204 Montecito Terrace in the highly sought-after Montecito subdivision! This beautifully maintained 3-bedroom, 2-bath ranch delivers over 1,300 sq ft of bright, open living space. Step inside to soaring vaulted ceilings, a cozy fireplace, recessed lighting, and luxury vinyl plank flooring flowing through the main living areas. The showstopper kitchen features rich espresso cabinetry with designer gold hardware, stainless appliances, and breakfast-bar seating that opens to the dining area with a wall of windows overlooking the backyard. The spacious primary suite offers a charming bay-window sitting area, and both baths are tastefully finished. Built in 2005, all major systems are well within their expected life — move in with total confidence. Out back, a BRAND NEW wood deck steps down to a patio and a huge, flat, fully usable lot backing to a private tree line — no rear neighbors, just green space. Add a welcoming covered front porch, an oversized garage with carriage-style doors, and a location in the acclaimed Francis Howell School District, and you’ve got a home that works as a fantastic first home or a forever home. Homes in Montecito rarely hit the market — schedule your showing today!

Property Details

Price:
$369,000
MLS #:
MIS26046162
Status:
Pending
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Montecito
Neighborhood:
412francishowellcntrl
Listed Date:
Jul 31, 2026
Finished Sq Ft:
1,321
Lot Size:
14,810 sqft / 0.34 acres (approx)
Year Built:
2004
412 – Francis Howell Cntrl412francishowellcntrlMontecitoFrancis Howell R-iiiIndependence Elem.Bryan MiddleFrancis Howell High

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Schools

School District:
Francis Howell R-III
Elementary School:
Independence Elem.
Middle School:
Bryan Middle
High School:
Francis Howell High

Interior

Above Grade Finished Area
1321
Appliances
Stainless Steel Appliance(s), Dishwasher, Microwave, Oven, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Fireplaces Total
1
Flooring
Luxury Vinyl
Heating
Forced Air
Interior Features
Eat-in Kitchen, Open Floorplan, Vaulted Ceiling(s)
Laundry Features
In Basement
Levels
One
Main Level Bedrooms
3

Exterior

Architectural Style
Ranch, Traditional
Association Amenities
Association Management
Attached Garage YN
1
Construction Materials
Vinyl Siding
Fencing
None
Garage Spaces
2
Lot Features
Back Yard, Gentle Sloping, Landscaped
Parking Features
Attached
Patio And Porch Features
Deck
Roof
Asphalt

Financial

HOA Fee
$600
HOA Fee Frequency
Annually
HOA Name
Montecito
Tax Year
2025
Taxes
$4,012

Map

Community

Subdivisions in St Charles

Market Summary

Current real estate data for Single Family in St Charles as of Aug 07, 2026
363
Single Family Listed
72
Avg DOM
199
Avg $ / SqFt
$432,528
Avg List Price

Property Summary

    Located in the Montecito subdivision, 204 Montecito Terrace St Charles MO is a Single Family for sale in St Charles, MO, 63304. It is listed for $369,000 and features 3 beds, 2 baths, and has approximately 1,321 square feet of living space, and was originally constructed in 2004. The current price per square foot is $279. The average price per square foot for Single Family listings in St Charles is $199. The average listing price for Single Family in St Charles is $432,528. To schedule a showing of MLS#mis26046162 at 204 Montecito Terrace in St Charles, MO, contact your Realty Exchange agent at (314) 647-2220.

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