Commercial & Investment Real Estate Specialists
1094 Harness Drive
St Charles, MO, 63304
$400,000
3 Beds
3 Baths
1,924 SqFt
0.2 Acres
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MLS #MIS26040724 image #0
Step inside and immediately feel at home in a space where warmth, elegance, and effortless living come together beautifully. This thoughtfully appointed home makes an impression with its spacious, open-concept design, soaring vaulted ceilings, skylights, and rich wood-finish flooring. A striking white brick wood-burning fireplace and graceful bay window create an inviting focal point, blending warmth and elegance throughout the main living space.
At the heart of the home is a chef-inspired kitchen featuring stainless steel appliances, an impressive center island with abundant storage, generous workspace, and comfortable counter seating. The adjoining dining area opens to an expansive deck accented with iron balusters, creating a lovely setting for outdoor dining and entertaining. Mature trees frame the view beyond, overlooking a beautifully level, expansive lawn.
The spacious primary suite offers a private retreat with a well-appointed bath featuring a dual vanity, soaking tub, and glass-enclosed shower. Two additional generously sized bedrooms provide comfortable accommodations, while all three full baths are enhanced by handsome wood-finish vanities.
The finished walk-out lower level extends the home’s living and entertaining space with a large family room featuring wood-finish flooring and direct access outdoors. A generously sized sleeping room with two large closets and an adjoining full bath offers wonderful flexibility for guests, extended family, or a private retreat. A large storage room completes this thoughtfully designed level.
Spacious yet inviting, elegant yet comfortable, this home offers beautifully designed living spaces inside and out—all surrounded by the natural beauty of mature trees and an expansive backyard.

Property Details

Price:
$400,000
MLS #:
MIS26040724
Status:
Pending
Beds:
3
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Saddlebrook #2
Neighborhood:
410francishowell
Listed Date:
Aug 11, 2026
Finished Sq Ft:
1,924
Lot Size:
8,712 sqft / 0.20 acres (approx)
Year Built:
1987
Traditional410 – Francis Howell410francishowellSaddlebrook #2Francis Howell R-iiiJohn Weldon Elem.Francis Howell MiddleFrancis Howell High

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Schools

School District:
Francis Howell R-III
Elementary School:
John Weldon Elem.
Middle School:
Francis Howell Middle
High School:
Francis Howell High

Interior

Above Grade Finished Area
1924
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Fireplaces Total
1
Heating
Forced Air
Laundry Features
Main Level
Levels
One
Main Level Bedrooms
3

Exterior

Architectural Style
Traditional
Association Amenities
Other
Attached Garage YN
1
Construction Materials
Brick Veneer, Stone Veneer, Vinyl Siding
Garage Spaces
2
Lot Features
Level
Parking Features
Concrete

Financial

HOA Fee
$200
HOA Fee Frequency
Annually
HOA Includes
Other
HOA Name
Saddlebrook
Tax Year
2025
Taxes
$3,481

Map

Community

Subdivisions in St Charles

Market Summary

Current real estate data for Single Family in St Charles as of Aug 23, 2026
356
Single Family Listed
77
Avg DOM
199
Avg $ / SqFt
$433,584
Avg List Price

Property Summary

    Located in the Saddlebrook #2 subdivision, 1094 Harness Drive St Charles MO is a Single Family for sale in St Charles, MO, 63304. It is listed for $400,000 and features 3 beds, 3 baths, and has approximately 1,924 square feet of living space, and was originally constructed in 1987. The current price per square foot is $208. The average price per square foot for Single Family listings in St Charles is $199. The average listing price for Single Family in St Charles is $433,584. To schedule a showing of MLS#mis26040724 at 1094 Harness Drive in St Charles, MO, contact your Realty Exchange agent at (314) 647-2220.

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